Short sales are a new way to purchase homes on the market and many buyers aren’t familiar with what short sales are or what the purchase entails. Thankfully many online sites offer information regarding short sales in particular areas such as San Jose Cheap Brad Marchand Shirt , California.
A short sale is the sale of a house but involves a third party in addition to the owner and buyer. The third party involved is the bank which holds the mortgage note for the house. The bank becomes involved in the short sale process because the owner of the home is typically delinquent on mortgage payments and has agreed to place the home up for sale in lieu of foreclosure.
The bank’s role in the short sale process is to verify the contract sale price and the potential buyer. As the home owner hasn’t paid all the mortgage payments, the short sale agreement between the bank and the owner gives the bank the right to be involved in the sale of the home.
Short sale homes are normally listed at a price which is lower than the principal amount owed on a mortgage. This strategy is implemented for two reasons, one of which is to sell the house quickly and the second reason is in today’s market most homes are valued much less than what is owed. Often this is one of the causes of short sales.
Houses listed as short sales will vary from place to place and currently San Jose has a high number of short sales. The process of a short sale can be lengthy and tedious. The selling contract could go back and forth between the buyer Cheap Tuukka Rask Shirt , owner, and the bank for many months before a price can be agreed upon. A realtor with experience in short sales can help both buyers and owners get through this difficult process.
Currently in San Jose, the number of houses listed as short sales far exceeds the number of foreclosures. There are approximately 700 short sales in San Jose Cheap Patrice Bergeron Shirt , but only about 200 bank owned homes. This means that potential home buyers have more choices in selecting their dream home by looking at short sales as there are more short sales on the market.
Houses for sale in San Jose are numerous and more short sales come on the market on a daily basis. Buyers can get a great deal through a short sale if they have an effective realtor and patience.
About the Author
Mark Brandemuehl is a VP Marketing in San Jose Short Sales Specialist.We help real estate buyers who want to buy homes at a discount find and purchase San Jose, CA short sale properties that are a good value. For any product related query please visit us at http:sanjoseshortsalessite.
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